Hello! Before applying for a personal loan, it is important to know if you meet the eligibility requirements. Lenders consider various factors, including credit score, income, seniority, and debt-to-income ratio. To increase your chances of approval, and maintain a good credit score, stable income, and a low debt-to-income ratio, read the balance credit review. It is also important to shop around and compare rates from different lenders before applying. By preparing and understanding the lender’s criteria, you can increase your chances of getting approved for a personal loan.